Get Pre-Qualified in 60 Seconds
(WITHOUT Affecting Your Credit Score)
(WITHOUT Affecting Your Credit Score)
Buy Now, Pay Later
Most homeowners plan on making payments for their home improvements projects. This is smart because it allows you to keep your cash for other things.
Because we work with multiple lending partners, you may be able to make easy monthly payments for your new walk-in shower.
With our lenders, you can...
Finance projects up to $75,000,
Get an instant decision,
Approve everything digitally with no paperwork,
View multiple loan offers with a soft credit pull that doesn’t affect your credit score,
Pay easy monthly payments,
No early payment penalties!
Without affecting your credit score, you can get pre-qualified (in just 60 seconds!) using the rules I lay out below for filling out your application.
When answering the questions in the application, use these guidelines below for your best chances to get pre-qualified.
Just make sure your...
1) Credit is unlocked at TransUnion (if needed),
2) Use the address, phone and email of the person applying (and not necessarily where the shower is being installed)
3) List the yearly household income of EVERYONE living in the house before taxes,
4) Ask for more than you'll probably need for the shower - say $20,000 - because you can easily use less once we pick out all of your options, but it's harder to ask for more credit later
5) If you don't get the answer you want, then have someone else apply for you using their financial information and then just make sure you pay the bill each month.
Once pre-qualified, you’ll be able to view promotional financing offers with no impact on your credit score.
Now just click the button below to get pre-qualified in under a minute.
What factors influence your approval for a remodeling loan, and what determines the interest rate you receive?
These depend on several important factors:
Credit History: A stronger credit profile can help you secure more competitive rates and better financing options.
Earnings & Existing Obligations: Lenders review your income and current financial commitments to determine if the payments are manageable.
Requested Loan Size: The total amount you apply for may affect approval criteria and available terms.
Repayment Duration: Loans with shorter terms often offer lower interest rates but higher monthly payments, while longer terms can reduce monthly costs but may increase the overall interest paid.
The Benefits of Financing, Even If You Can Pay Cash for Your Bathroom Remodel
Even homeowners with enough cash to cover a new shower or bathtub often choose financing—especially 0% interest options. The reason? Smart financial planning.
Paying for a remodel upfront by tapping into your savings or investment accounts can mean lost potential earnings. For instance, if your investments typically yield around 8% annually, withdrawing that money for a bathroom upgrade prevents it from growing. With zero-interest financing, you can keep your funds invested and continue earning returns while completing your remodel.
Financing also helps preserve your cash and emergency savings. Unexpected expenses won’t force you to deplete your reserves, giving you greater financial security and flexibility. In short, 0% financing allows you to enjoy your dream bathroom without compromising your financial health.
Freedom to Adjust Payments, No Extra Charges
Considering a loan with interest? One of the biggest advantages of many bathroom remodel financing options is no prepayment penalties. This means you can pay off your loan early without any extra fees, giving you complete control over your finances.
If you receive unexpected funds—such as a bonus or inheritance—you can make larger payments or clear your loan sooner, all without additional charges.
Transform Your Bathroom Into the Space You’ve Imagined
There’s no need to put off your accessible bathroom upgrade or low-maintenance shower because of budget concerns. With flexible financing solutions, transforming your outdated space into a modern, practical retreat is more achievable than ever—and it can improve both your everyday comfort and your home’s value.
In fact, almost 70% of our customers choose financing. With budget-friendly plans starting from just $199 per month, BUILT RIGHT makes it easy to renovate your bathroom without exhausting your savings or straining your finances.
Call (901) 645-4596
Email: [email protected]
